Liberty Bank Commercial Banking Services


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	A message from the President: Step up to the President’s Club! Start enjoying a higher level of service, great benefits, preferential rates and many special features bundled up in just one account. The President’s Club account was specifically created to meet the financial needs of our clientele. In addition to paying highly competitive rates, there are unlimited check writing privileges, preferential rates on Certificates of Deposit, discounts on Safe Deposit Boxes, reduced closing costs on Home Equity Loans, unsecured Personal Lines of Credit (approval subject to credit underwriting) and no application fees for Residential Mortgages. At Liberty Bank, we consistently deliver the highest quality customer service. David P. Stone

DEPOSIT PRODUCTS

Basic Business Checking

$100 minimum deposit to open
Non-interest bearing checking account
No monthly maintenance fee
150 transactions ($.25 per item in excess of 150)
Basic Internet Access

Liberty Commercial Checking

$100 minimum deposit to open
$15 monthly maintenance fee
$.15 per check/deposited item
$.30 per deposit
Deposit balances used to earn credits towards fees assessed on the account
Basic Internet access

Liberty Business Interest Checking

Sole Proprietorships and Non Profit Organizations
$100 minimum deposit to open
Interest Bearing Account
A minimum balance fee of $15 will be imposed monthly if the average daily balance falls below $2,500
150 transactions ($.25 per item in excess of 150)
Basic Internet access

Liberty Non-Profit Business Checking

$100 minimum deposit to open
No monthly maintenance fee
Unlimited check writing, debits, credits and deposited items
Basic Checks -no fee
Basic Internet access

Liberty Business Money Market

$100 Minimum deposit to open
Tiered interest rate structure
A minimum balance fee of $15 will be imposed monthly if the average daily balance falls below $5000
The Liberty Business Money market account is limited to six pre-authorized Debits(automatic or telephone) per month: three of six transactions may be by Check, Bill Pay, Wire Transfer or Point of Sale Transaction

ADDITIONAL PRODUCTS/ SERVICES

Liberty Link-Remote Deposit Solution

If you own a small business, receive numerous checks, and want to save time and money then Liberty Link is a product worthy of further investigation. Liberty Link is a desktop banking solution that is flexible, fast and convenient.

You can save time by making check deposits electronically without leaving your office. One of the benefits is a later deposit cut-off for same-day ledger credit. There are no expensive IT requirements. And, in the Check-21 environment checks clear faster thus putting your money to work sooner.

$65.00 monthly maintenance fee
$0.15 per check/deposited item
$0.30 per deposit
$500.00 cancellation fee if cancelled during the first year

Deposit balances used to earn credit towards fees assessed on the account tied to Liberty Link

Please contact a banking representative to find out if a remote deposit solution is right for you.

A message from the President: