Liberty Bank specializes in providing tailored financing solutions to meet the special needs of our customers. Experienced bankers will get to know your business and respond promptly, allowing you to take advantage of business opportunities.
COMMERCIAL REAL ESTATE
Liberty Bank is an active lender for construction loans on all types of commercial properties. These construction loans can then automatically convert to short term and long term commercial mortgages.
Build on your business investments with one of our Commercial Real Estate programs including purchase money mortgages. Also, use your existing real estate value for new loans or refinancing opportunities. Our programs include:
- Owner-occupied commercial real estate
- Multi-family dwellings
- Mixed use properties
- Investment properties
- Income producing properties
Liberty Bank also has access to long-term, fixed rate, non-recourse, commercial mortgages.
FLEXIBLE TERM LOANS
Term loans are designed to finance the purchase of new or used equipment and machinery, cover leasehold improvements, or finance the acquisition of another company. Competitive terms are available and normally vary with the type of financing needs.
LINES OF CREDIT
Lines of credit are designed to help finance your short-term borrowing needs and to provide working capital to help level out temporary or seasonal cash flow fluctuations. This type of financing allows you the flexibility to borrow against your line and repay without a fixed schedule. These lines have a variable interest rate, typically based on the Wall Street Journal Prime Rate or LIBOR.
INTEREST RATES
Liberty Bank offers both variable and fixed rates:
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